I used a credit repair company called YCS about 5 years ago and they were able to remove a handful of negative items off my credit report. They were quite expensive in my opinion and that's why I took to this forum. I know I could probably fix my credit myself but I really don't have the time and also don't mind paying someone to do it for me.
1. Do you have any recommendations of credit repair companies?
2. How much should I expect to pay per month?
3. If an item has been disputed and removed do I still owe the balance?