Decisions Decisions.. So surprizing i got approved for the capital 1 platinum and the qs1. I really wanna get a third revolver. I'm an au on a sears mastercard but i'm guessing that doesnt do much for rebuilding. I did the prequal for milestone got a no I cant get credit one bc i had a past charge off. Its looking like the easiest option will be sdfcu or open sky. Any1 have any other ideas? I opened a savings but havent trekked down to the partnered branch yet to fund it.. From what I understand open sky reports unsecured vs sdfcu reporting secured. What I hate about both cards is that they do not graduate. What I like about both is no HP. What I'm wondering is for scoring purposes is it a substaintial difference whether a card reports and secured or unsecured. I want a relationship with sdfcu bc i hear once your scores are good around 720 (dangit i'm so far away mid 5's to high 5's... lol) there are fantastic loan oppurtunities ect. Would it be worth it to get both cards? perhaps I should get the open sky and then just keep the savings active. Is there another card option that anyone can think of that is easy to get as the capital that is unsecured? I'm rambling and thinking out loud but I cant seem to decide and i've had such great help from this board so far. Thankyou
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