Hi, long time lurker here. My current checking is Wells Fargo second chance which was only recently opened. Since I was not made aware of some of the restrictions on this account I am a little annoyed to say the least. My ChexSystems does report one bank account CO from about 3 years ago and my scores are hovering in the 530 range. Since I started reading the forums it seems that I am missing a great oppertunity as I should be starting a relationship with NFCU. Ultimately my short term goal is to move my checking over to NFCU as well as apply for a secured card. I'm not seeing what criteria they use for accounts so can anyone tell me what if any problems I should have? What is the best route to take to get with them?
P.S. This site is awesome.