Hello, I'm helping my mother build up her credit and right now, her fico 8 scores are 555-557-559.
She has one card, a secured capital one that she received 6 months ago. It started at $200 and was increased to $500 about 2 weeks ago. I want to get her another card and was thinking the discover it secured card would be a good option since it eventually graduates. Do you think her scores are okay enough to app for it?
I was also wondering if I should add her as an AU to my QS or VS card? I have had both since the beginning of August and I PC my QS from a platinum.
She has one card, a secured capital one that she received 6 months ago. It started at $200 and was increased to $500 about 2 weeks ago. I want to get her another card and was thinking the discover it secured card would be a good option since it eventually graduates. Do you think her scores are okay enough to app for it?
I was also wondering if I should add her as an AU to my QS or VS card? I have had both since the beginning of August and I PC my QS from a platinum.