Cap One Increase
Finally Finally FINALLY Cap one showed me some LOVE!!!! Ive been trying since my statement cut on the 5th to get that first increse NO DICE!!! So yesterday i tried one last time i went from 500 to...
View ArticleWhen to app for Barclays rewards card
Scores are likely to jump to the low 630s (or higher) in the next month with no collections. Do you think it would be a good chance of an approval for the Barclays rewards "fair" card?
View ArticleGW letter to Kohls department store
Has anyone had any luck with a GW letter to Kohls department store. I have 2 lates in 3 years and they are giving me a hard time when I ask them to remove those lates as a courtesy.
View ArticleNeed help with settlement
Hi, I'm new to the forum and was hoping to get some direction on a settlement for my son's school loan. We have been working with the law firm and they agreed to settle for a lesser amount. Since this...
View ArticleCap 1 limbo
I apped for QS on my I Phone. I hit the bottom to go to next page to verify but it said "Safari connection lost."I refreshed page and it said Cap 1 status page cannot be displayed.When I call I get the...
View ArticleTaking Baby Steps!!
Hi just thought I would share. I have just started rebuilding my credit after some bad life choices. I have several derogs on my CR and am working on getting those paid off and removed with the help of...
View ArticleBerks Credit & Collections
Hi everyone, This is my first post to these forums, and I am rebuilding my credit. I looked online and didn't see very much luck with PFD's for Berks Credit and Collections. I have a $35 collection...
View ArticleYay Cap One Credit Increase!!
I just got my first cap one platinum increase and I went from $500.00 to $1,500.00. I opened this card in February and my 3rd bill is due on May 28th. I also have a cap one platinum secured $200.00...
View ArticlePORTFOLIO RECOVERY didn't report as agreed in writing!
Cleaning up credit and had a collection account with PRC. They sent a written offer to consider the account "settledIn full" with one payment of 70% of total (less than 700 so I would've paid in full...
View ArticleHelp
Hi all , steadily trying to rebuild my credit if I post my cr on here would YALL help me to navigate through it to get my scores up?
View ArticleHELP!!! Inaccurate reporitng questions
Hi!I'm currently working with a credit counselor from DHI mortgage in hopes to purchase my first home. While she has been somewhat helpful, she isnt helping me in this particular instance.I have 2...
View ArticleRECENT INQUIRIES REMOVAL - Any tips/luck?
Credit score was in a "good state" last year and I went nuts applying to cards and looking for a car loan and mortgage. Any tips on how to get the car and mortgage loan inquiries of companies I...
View ArticleMultiple Collections with PRA...Approach Question
Hello,I have roughly 6 collections with PRA (i.e., the devil). They are still within SOL (active with PRA approx 3-4 years), and I want to take care of them. They have not hounded me but I am thinking...
View ArticleEarly exclusion
Has anyone had success with early exclusions for a 30-60 day late payment due to fall off in August and sept.?I've called tu and I can't seem to get anyone in the u.s. It's jut a foreign call center.
View ArticleCollection accounts still updating monthly
Let me first apologize if this has already been addressed however I can't find this specific question anywhere. I have two unpaid collections CBE group for Direct TV and Credit Ctrl Corporation for...
View ArticleUgh! Screwed over by Jefferson Collection now too! Help!
Bad day! Got a notification from MyFICO that there was a change. Logged in and now I find out that another Paid in full agreement I paid with them is being reported as a Payment with a balance still...
View ArticlePRA and Dates on Credit Report 2015 & NOW!!
Ok I have located credit reports received dated August 26 2015! DATES DO MATTER!!!! According to Experian on one of the accounts on my husband's report, it reads Date Opened - March 2015First...
View ArticleBYE BYE Diversified Consultants (DCI)!
They added themselves on my husbands credit report, we received NO duning letter, or any notification. I know it was NOT there last week, because I check Credit Karma every week and I renew CCT every...
View ArticleCredit Karma Credit Score Simulator Doesn't work?
I have a small debt and was just curious what my CK score would be if I was using only 6%. CK said If I reduced my debt to 6% usage I would lose 55 points. I don't think CK score simulator works.
View Article