Accurate daily reports?
Is there such a thing as a pay per month to gain access to unlimited if not daily reports? I am not interested in the score updates, just need the full reports daily. I pulled my reports from annual...
View ArticleOur FHA credit rebuilding journey . Help !!
My husband and I are currently working on obtaining an FHA loan by Christmas of 2016 and have been working with a loan officer for about 2 weeks now. She ran our scores and sent a couple of things that...
View ArticleFROM NOTHING TO 100K IF YOU NEW TO CREDIT THIS IS YOUR PLACE
I HOPE I CAN HELP SOMEONE WITH THIS, AND I MUST SAY THANK YOU TO THE COMMUNITYIN 2004 I HAVE MY FIRST CREDIT CARD MACYS CREDIT CARD THEN, I WAS APPROVED FOR SLATE I USED REGULARY BUT I DIDNT KNOW...
View ArticleCan a collection agency increase amount owe?
I have a medical collection for the amount of 560.00 I sent a PFD letter, they have not responded and now, I looked at my Credit Report to find out that the amount its 630.00 and I have not a clue as...
View Article24 Late payments
I have 24 late payments that dont fall off until 2019 and 2021. I have 15 payments posting every month. Most I have recently opened. You think a year of payments will increasemy payments made ratio?...
View ArticleCA not registered with CFPB?
Last week I connected the dots and realized there was a relationship between a collection agent who was harassing me at work and leaving voicemails constantly. They were threatening that a sheriff was...
View ArticleComcast full of it
In February I contact Comcast to pay my husband bill long story short they sent me through everyone in the organization. They stated it outstanding equipment and they had to research the account and...
View ArticleWhat if????
What if you called amex up to find out how much you owe them for a charge off that occurred 8 years ago, and has been off of your reports for 1 year and 9 months. Will it reset the statue of...
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EQ Early Exclusion...success!
So up until yesterday I only had one negative item on my reports, a collection item from Comcast sitting on EQ. The collection item was set to fall off in October and I have tried on numerous ocassions...
View Articletimeline for negatives to fall off
Hello I completed and was discharged from chapter 13 bk in jun of 2014 and I'm recently been cleaning up credit. 2 questions 1. I have a few negative accounts showing charge off before bk and they were...
View ArticleTradeline Advice
Hello Everyone, I have diligently worked on my credit for the past year. My Transunion score had reached 669. In late April, I received a notice from Cascade Capital and I immediately sent a debt...
View ArticleMyfico and experian updates?
Just got email this morning from 2 accounts disputed results and both got deleted(great day). Yet myfico has not triggered an alert at all. Credit.com has already jumped my score 29 points why hasn't...
View ArticleBaddies falling off
Hello, I have 2 accounts in collections that are going to fall off in November 2016 and June 2017. I also have 5 CC accounts that were charged off and are scheduled to fall off sometime in early 2017...
View Article2 out of 3 child support delete success
Like title says I was able to dispute and deleted child support from transunion and experian but was not able to get it off on equifax. How do I tackle equifax again do I file another dispute? Wait a...
View ArticleStrange Happenings with TU
TU is being strange. After my UTI went down to under 20%, and my payment posted to my CC I only saw a 4 point jump from 536 to 540. Yesterday for apparently no trackable reason, I recieved a 30 point...
View ArticlePaying off past SOL drop-off accts. Settlement suggestions?
We are planning to app for a mortgage in late spring 2017. I think we have a few accounts that are 10+ years old that are no longer reporting. Would not want these to trip up application as we will...
View ArticleCapital One EO removed my charge off!!
I had a Capital One charge off from 2009 showing on Experian and Equifax. I've been calling both bureaus trying to get them to remove it early and they won't budge. Experian said it will be removed on...
View Articlecharge off being sold while paying?!!
I just got a my fico alert that a td bank (rooms to go) that is being handled by Admin recovery balance decreased by 100%. I called TD bank awhile back and verified that admin recovery is the hired...
View Article+200 Success after BK7
This is my first post here and I thought I'd share my positive experience rebuilding my credit. I filed for Bankruptcy back in 8/15 with about 52k in debt; mostly medical, a repo'd car, a gym...
View ArticleCharge offs
If I begin to make payments on charge offs that are being reported as a negative monthly, would this further hurt my scores? Myfico simulators show score improvement. Are these simulators at all accurate?
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