Convergent Collections agency Class Action Lawsuit?
Hey guys I was wondering if anyone else here had received a post card about being a part of a Class Action Lawsuit against Convergent?We got one in the mail today for my fiancé , when we first started...
View ArticleOnly two collections are reporting now.
I don't know what happened but I had three collections in my report. I'm working on getting them paid for delete. I just checked all three reports and one of them it's not listed anymore. TU and EQ...
View ArticlePortfolio recovery
I've given up trying to fight them - they sent me a settlement offer, should I take it?
View ArticleNeed help rebuilding to purchase home
According to the loan company, I am only about 80 points away from being able to qualify for an FHA loan. My scores now are 540, 502, and 500. I know I do not qualify for any major CC's right now and I...
View ArticleClik here to view.
What!? My score has never been this high!
My updated score as of today: TU is clean with high inq (19 in last 24 mo., 6 in last 12), EX has one paid med. collection and 16 inq (6 in last 12 mo.), while EQ still has 3 med. collections, 2 paid,...
View ArticleApplying for discovery
I'm about to apply for a discover card I would like to see if I can get a unsecured card but realistically looking at a secured card. Now should I call and apply over phone for a unsecured and if...
View ArticleCAP1 Counter to Settlement Offer
So I’ve been gardening and working on rebuilding my credit and my first step has been to settle some old charges that are currently affecting my credit utilization. I had a CAP1 chargeoff occur in 2011...
View ArticleDiffering scores
Paid my uti from 99 to 2% and gained 90 points on ex 45 on TU and EQ only 4 points. Now EQ is my lowest score , do they not rate uti as high as the other two
View ArticleCA reporting
Question, I have a CA credit control reporting on all three bureaus, PIF years ago. Due to fall off in Dec. the original creditor was Suddenlink and when I called SL today to ask about wifi they show...
View ArticleMidland Funding Need Advice Please
We recieved a summons for court that Midland Funding was suing us for $2,236.27. I contacted Midland and asked if we could make a deal without going to court or receiving a judgement. They agreed to a...
View ArticleCan someone please explain interest to me?
I am paying on a judgement to suttle hammer & white. I have a balance of 3055.92 when I agreed to make 50 a month payments, made 2 payment and balance is 3000.92 so is it 25 a month in interest? He...
View ArticleMD State Tax Liens- Satisfied- Need Guidance
Hi, I am glad I stumbled across this thread. My credit score took a huge hit in my 20's, just due to life, a snowball of things happened. Most of my credit issues were medical bills, I never really...
View ArticleWal mart
Hi all, why would wal mart be showing a $726 balance on my cr as well as a closed and paid zero balance, haven't paid as they said they are no longer collecting on this debt can I send a goodwill to...
View ArticleAaron's
Had an account with Aaron's that sent to collections, so finally returned the merchandise got an alert from wallet hub saying a delinquent account is now in good standing, what now do I goodwill them...
View ArticleNot able to access 3B due to credit freeze on 2 reports
Hello!I froze my CR's and today got my 3B report. The car tells me to log out and order them and use the access code she gives me.... Problem there is no where to put the access code and when I (A) try...
View ArticleRebuilding - Next steps and questions
Hi all, I've been lurking on these forums for a few weeks as I've been trying to rebuild my credit. Let me preface this by saying that my younger self did not make great credit choices in the past and...
View ArticleHow to read credit report
Disputed some accounts on my transunion and it gives the items acct number and for results it says new information below, please help
View Articleto send or not to send....
Scenario: I had 3 collections with a CA called Service Bureau. 2 were unpaid and one was paid. All the sudden, out of nowhere, by the grace of my wonderful Lord, 2 of those unpaid collections...
View ArticleLaw Office of Mitchell D. Bluhm & Associates
Hello, I'm hoping someone can help me out. Many years ago (roughly five or six years), I went to the hospital when I was sick. At the time, I was a broke college student and I didn't have insurance....
View Article