Good will
Hi all I'm trying to find contact information for utilities employee credit union for a goodwill letter out of reading Pennsylvania thank you all
View ArticleRebuilding and reading your posts...
Ive been on this site since 2007. Ive had ups and downs with my credit...1. I read 90 percent of the rebuilding posts, even if they are not relevent to me. The post might matter in the near future so i...
View ArticleDealing with old collections and rebuilding credit
My credit has been slowly and steadily increasing since I took action in trying to improve my score. I opened up a secured card and was able to eventually get two unsecured cards and have been making...
View ArticleInteresting Capital One Situation
Good morning/afternoon everyone! Just wanted to request advice and opinions in regards to an odd..."issue" with capital one. So about 7 years ago I had a capital one quicksilver card. I opened it on...
View ArticleMidland PFD...kind of
So I'm helping a family member clean up his credit since I had a lot of success doing so to my own credit thanks to this forum. One issue is a small collections account with Midland (less than $400)....
View ArticleWhat the Heck!!!
So I had my credit pulled for a mortgage yesterday. I have been working hard to rebuild and my scores have gone way up from where there were. So my BF and I went to go and talk to a mortgage broker...
View ArticleBest card to help authorized user
Looking to help bring up my BF's credit score. His credit is currently in low 500s. I've offered to add him to one of my cards, but he will not posess the card. Anyone know which cards report for AU? I...
View Articlebest SECURED card...no preapprovals kicking back
Suggestions on best unsecured card. BF is looking to really start working on his credit, which is currently, very low 500s. What secured card are great that youve seen? My advice was Discover It and...
View ArticleWhen should I pay them?
Following the advice on this Board, this month I opened up a Cap1 secured card with a magnanimous $200 limit. The sole purpose of this card is a score builder because I don't need credit. My homes are...
View ArticleWorth it to pay this collections?
I have:TU: Showing 4 CollectionsEX: Showing 6 CollectionsEQ: Showing 4 CollectionsI'm just starting my rebuild (which has been heavily helped by my student loans I believe).I have one CA which shows up...
View ArticleShopping Cart Trick Update
Well, since I learned about this I have gotten: VS: 350, J Crew: 250, Loft: 250, Brylane: 700 and Ulta :500. I want Pottery Barn and Sportsman Guide and then I will consider my collection complete....
View ArticleRebuild myself, bankruptcy or credit repair program?
So hello, I am here to ask for help. I have been trying to manage my finances myself and am making very little progress very slowly. How to get the ball rolling a little faster? The ultimate goal is to...
View ArticleAny Midland Funding LLC Updates?
From all reports the court date is tomorrow Aug 26, 2016. Has anyone had any changes to their CR yet?
View ArticleDebt Owed Category
Do collections count toward debt owed? I know 30% of score is the debt owed category. Or is it only installement loans and revolving debt?
View ArticleScore Increase Again......
I received an alert this morning from MyFico. My credit file is different from a lot of others in that when I carry a small balance on my cards, my score goes up. Today, after my accounts updated Tu...
View ArticleScores dropping/ new accounts
TU dropped 13 points from new cc and I have another cc that has not yet reported. How long does it take to recover from new accounts reporting and making scores go down
View ArticleTrident Asset Management
Does anyone have an email address or name for someone at Trident that has granted a PFD? I've tried calling & snail mail.
View ArticleWhat should I expect if I pay off my car loan?? Help please!
Hi All, I'm trying really hard to build my credit and increase my credit score so I can eventually qualify for a mortgage loan and buy a home with my husband. So I've been working to tackle off all my...
View Article60-day late fall off
So way back in 2009/2010, I hit a rough spot and got a write down on my chase credit card. It's been showing as a 60 day late, but now it's been 7 years and things are getting better. As I understand...
View ArticleAnybody have an email for Barclays?
Does anybody out there have an email for Barclays? It's to request a GW on a late payment. Please PM me
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