Sterling jewelers cli question
Just curious as to past experiences of eveyone on sterling jewelers as everyone activity is different I really can't find a direct or close answer by searching the forum...I opened a jared account in...
View ArticleWhat is a charge off?
I just want to know the true in dept, detailed definition of what a charge off is or a example?? I had my Premier Bank Card closed and I Paid it in full the next month so is that a charge off??
View ArticleHow heavy are these student loans weighing?
i have two ecmc student loans entries on my credit report both opened on 2/2012 and one acs / wells student loan entries opened in 7/07 and closed 12/11 reporting 120-149 late. All of them are paid...
View ArticleLeave It Alone?
Got a new car originally under a lease. Lease finished, decided to finance baloon payment. Entire car was paid off over 5 years ago. Old car loan reporting as open installment account with the "High...
View ArticleNYC Tax Lien Removed??? Anyone???
I have two Satisfied Tax Lien that are on my Transuion and Equifax reports. They became satisfied in 2015 so it will be a long while before they fall off on their own. I am aware that over time it is...
View ArticleGetting in with Discover?
hi all Credit scores currently are all high 500's and low 600. I have tried applying for the discover it card but get denied and dont get offered the secured card. Is there any other way of trying to...
View ArticleTwo questions: 1 about Chase, and both about court orders
Hello,I was doing really good at keeping my payments caught up for the last few years. Then... A death in my family sent me over the edge. I have gotten myself in a pickle, and it's 100% my fault. My...
View ArticleSantander
I owe Santander around $300 I have the money to pay it.It is NOT on my credit report and I'm hoping to keep it from getting there, it's from August.I have relieved a letter from a law office to collect...
View ArticleOriginal Creditor
If you have an account in collections with a CA, and you call the original creditor and they accept payment in full does this make the CA obsolete on your credit reports? Could be a DUMB question. Your...
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Hard Inquiry from a debt collector... why?
MyFico just showed a new hard inquirie in my alerts and it's from a collections agency, why are they allowed to do this and why would they even do this... is this disputable, what do you think they're...
View Articlemy best option?
Hi. My case is this. found out on a credit report I have a judgment on me for a total of: $9000 they come from 3 CC debts, even though the balance was about $2000 combined, but I guess late payments...
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Journey to Credit Success...up up and away!!!
First of all I would like to thank any of the contributors on these boards and those who put forth effort in their responses. I just wanted to share my journey in hopes that it would inspire anyone who...
View ArticleEXPERIAN: Possible last EARLY EXCLUSION ?!!!
I've had an old First Premier account from 2009 (June) that I have trying to get oiff early of EXP for months!! EQ removed in Sept (almost a year early) after ocntacting an EO Staffer, and TU removed...
View ArticleNeed some help
I have a question. My scores are EQ 599, TU 588, EX 579. They were EQ 635, EX 625, TU 603 before I lost points for 77% UTI. I have one open collection, three lates showing 20 months ago and AoAA 1.3...
View ArticleOC/CA Reporting Issue
Help from the Brain Train! I have a collectiion that just showed up on my EQ report from 2010 for an electric co. in another state. It has never shown up on any of the site reports including CCT but...
View ArticleEOS CCA contact info
Hello! I am trying to pay for delete with EOS CCA and have seen that there has been success with email. Does anyone have their contact info?
View ArticleHow to tackle
I am in the process of getting ready to apply for a refi on my mortgage, however I need my scores up. EQ 597 TU 617 EX 596. Here is my negative info hurting my score CapOne Unpaid CO Showing up with a...
View ArticleJudgement Question...
So I had a judgement placed against me from an old credit card debt back in 6/2009 which was held by Elite Recovery until 11/2015. This judgement was NEVER placed on none of my credit reports; until...
View ArticleOc reporting closed acct as open
Back in 08/2009 a credit card I had w/ first premier bank was charged off with a loss of $388.It is being reported as closed w/ TU and Ex as of 10/2013 the last reported update but on01/2016 they...
View ArticlePay for Delete - How to get letterhead agreeing
Part of the pay for delete process from what I have read is getting a letter from the creditor agreeing to remove this unknown item from all 3 agengies if I pay it in full. I don't want to give out my...
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