Collection Deletion Advice, Please Help!!
Hi Everyone, I wanted to reach out to all of you and ask for your advice: I recently had 3 collections on my account they broke down as follows:C1- $2,300 ; from 2013; paid for deleteC2- $1015; from...
View ArticleHard Pull TU Interaction-data point
Just got a hard pull on TU from Transunion Interaction. I immediately called TU and they said it's a system glitch and will eventually be removed.
View ArticleGot collection removed....hooray!
Hi all. Trying to get my score up to qualify for a mortgage. Was sitting at 662, perfect history except two collections (both are paid off to the CA). 1 from comcast 2014 ($332) and 1 medical...
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My credit score dropped 47 points after my second credit card got added to my credit report. Before that the only accounts i had was student loan and one capital one credit card. I was expecting my...
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Anyone have any recent, working fax numbers for Equifax and Experian? I need to fax some documents in support of a dispute. I did do a search before posting, & most threads I saw were a few years...
View ArticleCredit Management Services Collection - Need Your Thoughts
I need advice on how to work on getting this last collection off my report. To give you a little background: This is a medical collection from a medical equipment lease company, I was hospitalized for...
View ArticleUS BANK secure card to unsecure or wait
Ok people i have a US Bank secure card. $500 limit . I went into the branch to pay my credit card bill. The teller says hey you opened this card a year ago this month, do you want to talk to someone...
View ArticleMy Experience with CollectionShield360
Some people swear by Lexington Law but I think CollectionShield360 was pretty awesome in what they did. For a free service, I was impressed with the outcome and thought I would share my experience. I...
View ArticleGood to Bad - Any Advice Please!
I haven;t been on here in about a year or two! Hopefully am looking to receive some guidance for my current situation and what valuable advice I can give for bringing my score back up. Summary: Current...
View ArticleCan a charge off report as passed due?
I have an account from 2008 with People's Gas that had been charged off for 12 dollars, that was apparently charged off around 2010. However, to this day, it is reporting as 90 days past due. If I...
View ArticleTU continues to be slow
So, officially both EX and EQ are over the 600 mark, finally!! The one collection I had fell off both, ALL 3 new secured cards reporting (keep in mind I opened then in March and April-so I wasn't...
View ArticleWhere to Start?
I just signed up for the Ultimate 3B package and have printed off my 3B report so I can start addressing the skeletons in my closet (so to speak). I'm 100% committed to doing whatever I have to to get...
View ArticleMissed a payment, score dropped 27 points.
I missed a payment on a credit account, forgot to turn autopsy back on. My Fico score has dropped 27-40 points across the board. Hopefully them climb back after the next statement.
View ArticleGood Will Late Removal - acceptable reasons/excuses for the missed/late payment?
I called Comenity to request a one-time courtesy late-removal from late last year. I was denied, but the rep I spoke with was very helpful and stopped short of telling me exactly how to get the...
View ArticleShould I provide my Employment info to CRA?
Right now, two of the CRAs say "no employment record on file" and the third has a really old job. Are there any benefits to providing my job?? The downside would be collections may start to contact me...
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First Premier - TWO COs Deleted through email!!
Still works! Thank you so much guys. I read another thread here about sending an email to PRESREF@PREMIERBANKCARD.COM I did not use a template.. Just had a few beers and rattled something...
View ArticleIn a spot with CC debt. Need advice about debt management programs vs....
Well a WHOLE lot of stuff (good and bad) happend in the last 18 months and we're in a rough spot with repaying credit card debt. I need advice. We're at 21k debt.About half of that is interest defered...
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