Hey, I did the unthinkable I applied for a mortage loan before I have fully re-establish my credit I seen a cute condo and thought thats cheaper than renting and guess what I got pre-qualified for $175,000 the Loan specialist said my credit scores looked good I have no debt except for my car note $565 and I haven't recieved my secure cards yet, and my income is $3290..
I was totally shocked just did it on a whime, now I'm getting ready to go through the pre- approval process, I feel I have achevied my ultimate goal yet I'm kinda scared to go through with it being single female...I can defineitly afford the house but is it worth it buying VS renting. I'm not sure being here in south florida that I will find anything that I would like to own since that VA doesn't like condos.
Not sure I'll be able to find a home in that price range I will like..however I want to stay positive since I made it this far, the realtor said she is going to start sending me places to look at , but I have found this new place in prime location, brand new, resort style living apartments thats right up my ally that I will be able to move in - in May.... This has been a long time coming for me ex-husband had me so Jammed up at one point I wasn't even able to rent let alone get a mortage in my name....
Now with all this good news I'm more confused than ever, But I feel I have accomplished what I really wanted getting approve for a house as a single female, retired, and a Navy vet getting a second chance at life. I am happy but rethinking home ownership right now any advice is welcomed...my score the Loan specialist said I had I'm thinking this are my mortage scores since thes scores are higher than my Fico 8 scores 659, 654, 638