Seventh Avenue and Midnight Velvet
Hi does anyone have a updated contact information for seventh avenue and midnight velvet ? I want to send a good will deletion letter or email ASAP .
View ArticleCredit repair addicting. Lol
Maybe it's just me and my OCD/type A personality, but I find repairing/rebuilding my credit to be a little addicting. Lol. I tried last year to have a company help me but didn't like the results so I...
View ArticleCollection Agency reopened closed Accounts
I sent in dispute letters to EQ last week to reinvestigate HSBC BANK and SYNCB/CARE CREDIT accounts. Both accounts were CLOSED Collection/Charge-Off accounts before I disputed the accounts. Yesterday...
View ArticleSeeking advice on paying off a CC asap
Just to sum it up, I had a BK nearly 18 months ago and couldn't include all my debt because it had been transferred to a family member's CC. Coupled with my student loans, I came out of my BK probably...
View ArticleHelp finding a post...
I know it's here somewhere! I saw it when I wasn't actually looking for it. (Isn't that how it always is?). Anyway, I'm trying to find a post about asking the CRAs to pretty please drop the only...
View ArticleApp spree done for REAL
Omg OMG OMG y'all!!!!! Ok I KNOW I said.I was done but I'm REALLY done this time. Ok sooooooo I got a invitation to apply for pnc points in the mail. I bank with PNC but I heard they are REALLY...
View ArticleStudent loan issue
I'll try to keep this as uncomplicated as possible. My parents cosigned for a student loan for me back in 2010. I was in school and due to that I didn't need to pay my student loans... I found out that...
View ArticleHow do I PFD a repo?
My husband and I are getting ready to apply for a FHA loan in the next 6 months. There's just one possible hold up.We have an unpaid repo reporting a balance of roughly $5500. Several years ago (Jan....
View ArticleOC wont get out the way
There is two tradelines on CR and both are same account. OC is WFFNATBANK, shows 0 balance, last active 2/2011, last time they reported 1/2012CA is SECOND ROUND, shows 6,200+ balance, last active...
View ArticleMy First CLI!
I am excited to announce that I had my first ever credit line increase late this week! Granted, it was on my FingerHut Advantage account, but I will still take it since it was a $600 increase!! Now, my...
View ArticleDate for removal???
Hello: I have two credit cards that is reporting to my credit report that I believe is still huring my score even though they are really old. Capital One never reported it to a collection agency....
View ArticleCelebrating last CA gone, but small increase
I disputed it three different times but I had a CA sticking on my reports on EQ. They had the wrong DoFD but the CA and EQ would not correct it and it stuck tight. It has been paid (settlement for...
View ArticlePaying debt off
Can someone explain to me why it is that in February Equifax increased my credit score for paying a debt down and then in March they took points away for paying the debt off? It doesn't make sense to...
View ArticleAny words of advice?
I have been reading a lot of posts on here for about 6 months now and it's been unbelievably helpful. I just want to thank you all! My scores were in the low 500's when I first started on here. They...
View ArticleRequesting Cap1 CLI Questions
When entering in the information for a Cap1 increase, what is the best thing to put for monthly spend with credit cards? This is an optional question. Have people found it best to leave it blank?
View ArticleAdvise on next step
First off what a great wealth of information this site is! We are currently rebuilding our credit after several rough years and I have a question about which way to proceed. We have 2 CO's, one settled...
View ArticleDoes an alert trigger a whole update?
I signed back up for MyFico on 3/15 and immediately before signing up I had TU EE some stuff for me which reflected in the 3B and I asked EX for the same EEs but not until afterward so they're still...
View ArticlePaycard/Payroll card Offset???
8 years ago I had a checking acct with LaSalle Bank that overdraft and was later closed. LaSalle Bank was brought out by BOA, so I'm sure they own the debt now.Which bring me to my question. My...
View ArticleI did the unthinkable!
Hey, I did the unthinkable I applied for a mortage loan before I have fully re-establish my credit I seen a cute condo and thought thats cheaper than renting and guess what I got pre-qualified for...
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