I recently had 2 cap1 cars charged off about 6 months ago. I applied for the heck of it never expecting to get approved, but I did! Only $300. I'm still rebuilding from a Ch7 so anything helps. I know have 3 cc's, 2 NFCU secured and unsecured, $500 each. Only problem I have is will this lower my credit score? THis new card will probably lower my Average age of my accounts. Which is only at 2.5 years long.
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