Discovers Secured Card
Discovers secured card was made available to app for directly, so ill pulled the trigger only to be denied. They must have high standards for it, only reason I was declined because "recent delinquency"...
View ArticleCavalry Portfolio, Buh Bye
Cavalry portfolio has been hounding me for years without validating the debt. I had absolutely no clue whether it was mine or not. So whenever I get a call I don't know I block it. I have over 100...
View ArticleOld debt popped up??
All baddies have aged off my credit report as of December 2015, however I just received a letter in the mail from Convergent collection agency (never heard of them) trying to collect on a very, very...
View Articlesorry if this is the wrong area to put this
good morninh everyone...... I just pulled my equifax credit report and paid for the 3 scores at $39.95 they look like this EQ 661 Trans 733 EX 719 not bad noing that i started rebuilding last year...
View ArticleQuestions from a new post-BK rebuilder
Greetings all! I am pretty new to these forums, but I have REALLY enjoyed reading here. Seems to be a great community. Reading these forums actually inspired me to go ahead and purchase MyFico 3B...
View ArticleApproval
So if my approval amount is for $23,000 would that be the limit I will have before or after financing a car? Or 23000 for everything?????
View ArticleRmoving lates on credit cards
Has anyone have any luck removing lates on a federal student loan account?
View ArticleUsaa late payment reporting on credit report
Has any one have sucess removing lates on a usaa account asking for someone else.
View ArticleThe time has come to get serious - all help/advice welcome
Need some advice on how to proceed. I’ve been reading and asking some questions on here and trying on my own to clean up our reports. I’ve come to the point that I need some fresh eyes. Any and all...
View ArticleCap 1 Quick Sliver after 2 recent charge offs?
I recently had 2 cap1 cars charged off about 6 months ago. I applied for the heck of it never expecting to get approved, but I did! Only $300. I'm still rebuilding from a Ch7 so anything helps. I know...
View ArticleGW Old Lates?
I have 4 student loans through Navient, they are all showing 6 lates from 2010. I have read about people having lates removed from Navient and was wondering if I should attempt to GW these lates. Since...
View ArticleFICO Scores - Statement Balances
If I had two credit cards that had their statement periods end on the 22nd and 23rd, when will FICO scores update? Also, will the mortgage scores also increase? Here is the situation, trying to lock...
View ArticleNo notice from CA but on report - advice pls
I have found two collections both medical on my report as follows but I haven't ever received a notice from the collection agency. I do believe one of them is mine because I have an invoice from the...
View ArticleFrom 180 Days Past Due to Pays as Agreed to Settled in Full -SCORE ?
I have 3 Navient loans in which I co-signed. They were recently 180+ days past due and at the end of Dec. I paid one payment each to keep them from defaulting. A few days later I settled in full for...
View ArticleWhy don't some collection agencies report to the Credit Bureaus?
I have in the past received notices from two different collection agencies but it appears as though they are not reporting the delinquencies to the credit reporting bureaus. One is a medical bill and...
View ArticleRebuilding credit
When I first started out with credit I sent out a bunch of inquires. In 12 months they should no longer affect my credit right? What can I do to rebuild my credit in the meantime
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