Question about fico score
We are trying to purchase a home, and when we last applied (early Sept. 2015), I had no fico score generating (0 score) as I have no open lines of credit. I would really like to get my credit score up...
View ArticleCentury Link
I had a Century Link account put into collections Sept 15. It is being being collected by central control services. I emailed Century Link for a PFD. Here's how our email has went so far. Hello...
View ArticleCap 1 rebuilding card
I got the cap 1 card 2 weeks ago, have used then payed in full.first question : How long til that shows on cr?second, when would u start seeing if u pre qualify for the QS?thanks
View ArticleContact Info For Credit Collection Services?
have a collection from them that I need resolved. There isn't a phone number listed. I have read mentions of a website on other posts but can't find the website. If anyone has their contact...
View Article26 days...Equifax is driving me crazy!
Why do they take the entire 30 days to complete dispute?
View ArticleHopefully this is a promising response to First Premier GW request!
Usually they just send letter and say no but today I got this response by email:Thank you for your email. Please allow up to 14 days to receive a response from us regarding your inquiry.If you have an...
View ArticleCredit Repair
Hello everyone, I'm again rebuilding my credit. Back in 08' I was averaging around 490-500 then I got up to 680 within 14 months. Ever since 2013 my credit started to dip again due to getting out of...
View ArticleDeleted Disputes... can they make a comeback?
I've been disputing minor (read:small) collections and they've dropped like flies. There was only a small number (3). My score has jumped due to this, enough so that I could apply for 3 credit cards to...
View ArticleAre paid collections updated?
Hello everyone! Hoping someone can help we with a collection on my husband report. Its a collection from back in 2013 for a cable company.Back story - In 2013 we moved out of state so we canceled our...
View ArticleSettle or PIF Question
My husband has a charged off Seventh Avenue account. It wasn't charged off that long ago...December I believe. I contacted Seventh Avenue who gave me the contact info for the CA and when I called...
View ArticleClik here to view.
Done. For now.
I'm prettty much done. Most of my innacuracies have been corrected. Goodwills have been attempted multiple times without success. Cap 1 has been good to me and I've opened a CC with my local CU,...
View ArticleEquifax Score... 4?
Attempting to rebuild credit along with my wife. myFico claimed my Experian and TU had no credit history, however smartcredit's vantage score pulled some awful numbers. TU is 524, Experian is 572, and...
View ArticleWhat should i do?
Im trying to add positive accounts to my report, currently have a secured discover limit $300 payed every month before due date should i add the BOA secured cc and a personal secured loan? Thanks!
View ArticleSettled Accounts Not Reporting 0 Balance.
I settled 2 Accounts for less than the full amount, getting email settlement contracts before submitting payment. So I have the contracts, they are unambigous in their wording that this is payment to...
View ArticleRebuilding for home loan...Please HELP!!!
This is my first post here so please forgive me for not using the proper lingo(?).FICO scores EQ:533 TU:542 EX:588 as of 12/2015Now EQ:647 TU:649 EX:671 as of 02/16The only thing that I've done so far...
View ArticleDo I dispute with my original creditors?
I've disputed items with the credit bureaus. I talked to some credit repair companies and in addition they also dispute with the original creditors because of the credit bureaus remove an item from my...
View ArticleLow score
Hello All, I am currently active duty and interested in purchasing a home, however, the mortgage company had a different score than what I am currently seeing through my credit reporting program with...
View ArticleDiscover Card Charged-Off / Collection Account Showing as "Open" ??
I had a Discover card that I stopped making payments on after a job loss. (I did try to work something out with them at that time but they wouldn't work with me). Obviously the card went delinquent and...
View ArticleHSBC goodwill
Looking to send HSBC a goodwill letter and also email. Does anybody have a good address to use (one that was successful)? All I can find are the generic ones. Thank you for any and all replies.
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